How Long After Bankruptcy or Foreclosure Can You Get an FHA Loan? The Real Waiting Periods
Published on: 23/10/2026
How long after bankruptcy or foreclosure can you get an FHA loan? Chapter 7: 2 years. Chapter 13: 12 months. Foreclosure: 3 years. The real HUD 4000.1 waiting periods — and why ‘7 years’ is the wrong program’s rule.
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